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The Missing Piece of the New Underwriting Paradigm
The Missing Piece of the New Underwriting Paradigm An overview of Electronic Health Records and how ... enhance risk assessment and automated underwriting in the US. By Ron Schaber Product Matters!, August 2022 ...- Authors: Ron Schaber
- Date: Aug 2022
- Competency: External Forces & Industry Knowledge
- Publication Name: Product Matters!
- Topics: Life Insurance>Underwriting - Life Insurance; Life Insurance>Accelerated underwriting; Life Insurance>Simplified issue
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Enhancing the Value of Critical Illness Insurance
Enhancing the Value of Critical Illness Insurance Critical illness insurance is a popular supplemental ... supplemental health insurance product in the U.S. market. This article discusses how carriers have recently sought ...- Authors: Ashlee Borcan
- Date: Feb 2022
- Competency: External Forces & Industry Knowledge; Results-Oriented Solutions; Strategic Insight and Integration
- Publication Name: Product Matters!
- Topics: Health & Disability; Health & Disability>Critical illness insurance
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The Evolution of LTC/Life Combination Products
The Evolution of LTC/Life Combination Products The article summarizes some of the key changes in modeling ... for long term care combo products over the past 30+ years. The objective is to inspire an innovative spirit ...- Authors: Vratislav Vodrazka
- Date: Aug 2021
- Competency: External Forces & Industry Knowledge; Results-Oriented Solutions
- Publication Name: Product Matters!
- Topics: Life Insurance>Product development - Life Insurance; Long-term Care>Long-term care innovation
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Cost-Benefit Analysis: Quantifying the Value of EHRs
Quantifying the Value of EHRs The paper describes a cost-benefit analysis to determine the value of electronic ... carrier were underwritten pre-EHR and post-EHR and the mortality savings estimates from risk class changes ...- Authors: Murali Niverthi
- Date: Nov 2023
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Life Insurance; Life Insurance>Product development - Life Insurance; Life Insurance>Accelerated underwriting
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The Rise of Registered Index Linked Annuity (RILA) products
The Rise of Registered Index Linked Annuity (RILA) products Article discusses the mechanics of index-linked ... index-linked annuities and the growth of RILAs .small-text { font-size: 12px; } By Nicholas Carbo, David ...- Authors: Nicholas Carbo, David J Elliott , Ginaesan Sinnu
- Date: Aug 2022
- Competency: External Forces & Industry Knowledge; Strategic Insight and Integration
- Publication Name: Product Matters!
- Topics: Annuities>Equity-indexed annuities
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What's in the "A" of AG 49-A
What's in the "A" of AG 49-A Article describes the language changes between AG 49 and AG 49-A. By Donna ... 49-A for policies sold on or after that date. The goal of AG 49-A was that products with enhancement features ...- Authors: Donna Christine Megregian
- Date: Feb 2021
- Competency: External Forces & Industry Knowledge
- Publication Name: Product Matters!
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Accelerated Alternatives and the Need for Monitoring in the Wake of COVID-19
Alternatives and the Need for Monitoring in the Wake of COVID-19 In the wake of the pandemic, much of the insurance ... have to break a few eggs to make an omelet, or so the saying goes. Clichéd though it may be, this home-spun ...- Date: Oct 2021
- Competency: External Forces & Industry Knowledge; Results-Oriented Solutions
- Publication Name: Product Matters!
- Topics: Life Insurance>Underwriting - Life Insurance
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Parameds and Teleunderwriting:Implications for the Future
for the Future This article explores implications for the future of improving the application of existing ... underwriting techniques and and taking maximum advantage of new technologies. Antiselection;Diagnostic tests;Health ...- Authors: Robert Littell
- Date: Jun 1998
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving>Incorporate risk management
- Publication Name: Product Matters!
- Topics: Life Insurance>Underwriting - Life Insurance
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2020/2021 Life Insurance Pricing Methodology Survey
Insurance Pricing Methodology Survey Since the last installment of the biennial WTW North America Life Insurance ... Methodology Survey in 2018, the market has been coming to terms with the prospect of “lower for even longer” ...- Date: May 2022
- Competency: External Forces & Industry Knowledge
- Publication Name: Product Matters!
- Topics: Annuities>Pricing - Annuities; Life Insurance>Pricing - Life Insurance
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Summary of the December 2003 NAIC Meeting
Summary of the December 2003 NAIC Meeting Summary of the December 2003 NAIC Meeting Annuity reserves;Health ... insurance;Long-term care insurance=LTCI;National Association of Insurance Commissioners=NAIC;Risk-based capital=RBC;Standard ...- Authors: Larry M Gorski
- Date: Mar 2004
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Public Policy